Help To Buy: Equity Loan Scheme

From 1st April 2021, the Help to Buy Scheme changed to the Help to Buy Equity Loan, which is only available to first-time buyers across the UK.

The Equity Loan is only available on new build homes and enables buyers to reserve a brand new home with a 5% deposit, topped up with a 20% government backed equity loan, which is interest-free for the first five years, and a 75% mortgage.

At Cavanna Homes, we want to make the home buying process as simple as possible. That’s why we’re an approved ‘Help to Buy’ builder. You can use this scheme to purchase your very own 5-star award winning property from Cavanna Homes (subject to qualification criteria).

If you qualify and have a 5% deposit, the Help to Buy Equity Loan Scheme enables you to secure a 75% mortgage with the government providing the remaining 20%.

It’s important to note that there is a regional price cap on eligible homes as part of the Equity Loan Scheme. In the South West, this price cap is up to £349,000.

For more information on the Help to Buy Equity Loan Scheme, please contact the Sales Advisor at your chosen development, or visit

Discover our wonderful Westcountry developments and explore our new homes here.


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